The objective of Ferguson Financial is to provide a “customized” financial service for the clients that demand such assistance. I think of assets a little differently. My investment recommendations are based on “what it’s for,” rather than “what it is.” What does that mean?
Talking a widow through some difficult decisions financial decisions while he/she are often being pulled in different directions by family members and/or friends.
Discuss beneficiary planning strategies to a farmer, and wife, whose wealth is heavily centered on long-owned family land and would like it to stay within the family upon their passing.
Making recommendations to a business owner on how to keep “key employees” from leaving their employment without having to provide “everyone” with a retirement plan.
Resolving the financial concerns that retirees face: running out of income, cost of nursing home expenses, increasing income to keep up with cost of living, and preserving assets, just to name a few.
Providing resolve to a family concerned with estate tax/gifting limits/tax rates now, and preparing for possible changes after 2025 sunset of tax laws.
Retirement Income Strategies
Wealth Transfer Strategies
Business Succession Strategies
Life Insurance Specialist
Trust Planning Strategies