Income strategies are now the number one topic of discussion with my clients. If you're equating your positive investment returns with a strong income plan, you need to reconsider.
Imagine it's 1965 and you are retiring in five years. The Dow struggled during that five years but you retired anyway. For the next 12 years, you might have even been happy with the returns showing on your brokerage account, but inflation will have a negative impact on your account....especially if the account is being used as a source for retirement income.
Don't make assumptions because you might be happy with investment returns right now. If you don't know what I'm talking about....then you, especially, need to talk this through.
We focus on protecting your assets, income, and legacy. Give us a call.