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BUSINESS - PRODUCTS & SERVICES

Employee attraction & retention and business owner benefit plans
  • Tax qualified group benefit plans to minimize net cost
    • Section 125 cafeteria
    • medical
    • short-term disability income
    • long-term disability income
    • life and accident
    • dental
    • FSA/HRA/HSA medical reimbursement programs
    • dependent care reimbursement
    • long-term care

  • Tax qualified retirement plans to reduce taxable income
    • 401(k) and other profit sharing (including Roth)
    • defined benefit
    • 403(b) and/or 457
    • SIMPLE/SEPP

  • Non-qualified plans to allow individual selection
    • key employee
    • deferred compensation
    • split-dollar
    • buy-sell

Business asset and income protection plans
  • Protection from loss of asset value from destruction of property.
  • Protection from loss of income from destruction of property.
  • Protection from loss from dishonest acts, including internet fraud.
  • Protection from loss of value and income from lawsuit.
  • Loss control services to increase safety and reduce premium costs.
  • Protection from loss of business value and/or income from death or disability of a partner or key employee.
  • Product [crop] and price protection for agricultural accounts.
  • Includes all traditional insurance plans such as packages, property, liability, auto, inland marine, workers compensation, umbrella or extra liability, bonds, errors & omissions, directors & officers, etc.

Customer, Creditor, and Governmental Requirements
Customer, creditor, and governmental requirements met with Evidence of Property Coverage, Certificates of Insurance, Bonds and additional interests or named insured.

Protection Programs
Designed to safeguard Directors and Officers of for-profit, not-for-profit, and public entity boards.







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